bill me later® payment option

AirTran Airways now accepts Bill Me Later®, a convenient payment option that makes your online purchase quick, easy and secure.

Buy Fast

  • Speed through checkout — no account numbers, no waiting, no worries.
  • Apply when you buy. Just choose Bill Me Later® at checkout and provide easy, top of mind information — in a few easy steps you're done.

Feel Secure

  • Secure Shopping — eliminates the hassle of digging out a credit card or entering an account number.
  • “Zero Fraud Liability” Protection means you are not responsible for unauthorized charges.
  • Bill Me Later® is subject to credit approval and is a credit account offered through Comenity Capital Bank to US customers who are of legal age in their state of residence.

Pay Later

  • You get a monthly statement listing all of your Bill Me Later® purchases. You have the option to manage your account and pay your bill online.
  • Pay in full with no additional charges or make minimum monthly payments (interest charges apply) — the choice is yours.

Bill Me Later® FAQs

How do I sign up for a Bill Me Later account?

You can sign-up right at the merchant's site. Simply choose Bill Me Later as your payment method at checkout - it only takes a few seconds. Answer two quick questions and accept the terms. That's it, you're done! Then you'll receive a bill in the mail. There is no sign-up prior to making your purchase and there is no sign-up fee.

How do I use Bill Me Later again?

When making purchases at the other sites in our network: 1) You sign-up the first time you purchase at that site; 2) After that, just click Bill Me Later to make future purchases at that retailer. It’s that Easy!

Is there an Annual Fee?

No. There is no annual fee for using Bill Me Later.

What is the Annual Percentage Rate?

The Annual Percentage Rate is 19.99%. The Minimum Interest Charge is $2.00. Of course, you can choose to pay your entire balance by the payment due date and pay no finance charges.

How does the “No Payments for 6 Months” promotion work?

Make no payments for 6 months. You will receive monthly statements and can make payments at any time. As long as you pay in full by the promotion expiration date, you will not be billed Interest. If you do not pay in full, Interest will be billed from the date of purchase.

What if am ordering by phone and this is my first time using Bill Me Later?

For most retailers, this section will not apply and you will be subject to the standard Terms and Conditions of the Bill Me Later loan agreement. For certain phone orders, new Bill Me Later customers and some returning Bill Me Later customers, will be subject to the Terms and Conditions of the Bill Me Later Installment Loan Agreement. View Loan Agreement for examples of how certain phone orders may work.

Does Bill Me Later protect me from liability for unauthorized charges?

Yes, Bill Me Later provides “zero fraud liability” protection; the same protection provided by most major credit cards. This means you are not responsible for unauthorized charges.

And Bill Me Later has been designed with other features to help protect against unauthorized use of your account. Your identity is validated with top-of-mind information such as date of birth and the last four digits of your Social Security Number. This means there is no account number that can be lost or stolen.

What does Subject to Credit Approval mean?

Bill Me Later is a credit account that you can use to make purchases. Comenity Capital Bank will review and consider your credit report and other credit related information prior to approval. Creditworthiness is determined by Comenity Capital Bank.

Do you review my credit report every time I make a purchase?

Comenity Capital Bank does not review your credit report for each transaction. However, your credit report may be reviewed for some transactions and periodically to provide you with the maximum buying power possible.

Do I have a credit line and how much is it?

Comenity Capital Bank does not issue a credit line. To enhance your convenience, security and buying power, Comenity Capital Bank approves and extends credit for each transaction.

Where else can I use Bill Me Later?

Bill Me Later is available at thousands of online stores, catalogs, and travel partners. A complete list of the retailers that accept Bill Me Later is provided on the Bill Me Later website at

How can I contact Bill Me Later to find out more about this payment method?

You may visit the Bill Me Later website at